Try The Life Manual Interactive Workbook

About 2 minutes · Your reason

What would a little more
control give you?

You do not have to fix everything today. Name one thing you want to change and why it matters. Keep the answer small enough to act on.

A little help getting started

“I want fewer surprises when bills arrive, so I can feel present with my family.” Your reason can be practical, personal, or both.

What matters most to you right now?A sentence is enough. Leave out names, account numbers and other identifying details.One change I want to make

Start with one decision.

You can return and revise this. A useful plan grows with what you learn.

About 3 minutes · Your breathing room

See what comes in.
See what goes out.

Use a typical month. For income that changes, use your own conservative estimate. These three totals are a starting snapshot, not a complete budget.

Monthly take-home income ($)Monthly living costs, excluding debt payments ($)Monthly minimum debt payments ($)Count each cost once. If a payment is in debt payments, leave it out of living costs. Savings and optional purchases are not included here.

After these listed costsAdd your three monthly totals

We will show income minus living costs minus minimum debt payments.

About 3 minutes · Your safety cushion

Give the unexpected
a little less power.

Pick your own starter savings goal. This calculator shows simple contributions toward that goal. It does not choose a suitable target or assume investment growth.

My starter savings goal ($)Already set aside for this goal ($)Amount I plan to add each month ($)

Your contribution-only timelineSet your starting point

Goal minus current savings, divided by monthly contributions, rounded up to whole months. No interest, withdrawals, fees or inflation.

About 2 minutes · Your next seven days

Make the next move
small enough to do.

Choose one action you can take within seven days. A review, a conversation or a calendar reminder can be a useful first step.

My next actionI will do it byI have chosen an action I can realistically take.

Use your plan. Then revisit it.

Export your answers or print a personal action sheet below. You do not need to buy anything to use this sample.

What would a little morecontrol give you?

See what comes in.See what goes out.

Give the unexpecteda little less power.

Make the next movesmall enough to do.

Your next chapter.In your own words.

The lesson is the start.The action is yours.

Get the book.Get Eric in the room.

What would a little more
control give you?

See what comes in.
See what goes out.

Give the unexpected
a little less power.

Make the next move
small enough to do.

Your next chapter.
In your own words.

The lesson is the start.
The action is yours.

Get the book.
Get Eric in the room.